Available in Alabama, Florida, Georgia, Illinois, Kentucky, North Carolina, South Carolina, Tennessee, Texas and Virginia
Ready to buy a home?
HomeSteps Financing is designed to help make the buying of your new home easy, affordable and hassle-free. If you're shopping for a new home, our homes not only provide opportunities for homeownership for you and your family but also to stabilize communities in America. HomeSteps Financing is available through participating lenders to finance your new HomeSteps home.*
Just look at all of the advantages:
- No Mortgage Insurance – HomeSteps Financing does not require mortgage insurance, so you may save on your house payment each month.
- No Appraisal – HomeSteps Financing does not require an appraisal at origination, which may mean savings for you when you close on your new home.
- Low Down Payment – Put down a little as 5% when using HomeSteps Financing.
- Experienced Lenders – HomeSteps Financing is offered through a select group of participating lenders who are very familiar with our HomeSteps homes and are skilled in helping buyers find the right financing to meet their needs.
*HomeSteps Financing may not be the right choice for all buyers. Please speak with a HomeSteps participating lender, or any other lender of your choice, to discuss all of your options and find the home loan that is right for you.
Where is HomeSteps Financing Available?
HomeSteps Financing is currently available in the states of Alabama, Florida, Georgia, Illinois, Kentucky, North Carolina, South Carolina, Tennessee, Texas and Virginia. Throughout 2013, we will continue to expand the list of states in which this program is available. Visit this page to stay informed of new states as we expand coverage or follow us on Facebook.
We Have A Home For You
HomeSteps has a wide selection of homes, including single family homes, townhomes and condominiums, so you're sure to find a home to fit your needs. Search our listings for available HomeSteps homes in your target neighborhood.
The Mortgage Process
Buying a home is an exciting experience, but it can also be overwhelming if you don't understand the entire mortgage process. Knowing what to expect will help you make the right decisions about your home purchase. Learn More
This program is only for the purchase of Freddie Mac's HomeSteps homes. Not all properties listed on homesteps.com are eligible for HomeSteps Financing. To determine if a home is eligible for HomeSteps Financing, please contact our assigned Listing Broker. All loans are subject to lender requirements and credit approval. A minimum 5% down-payment and closing within 45 days of escrow is required. Program subject to change without notice. For complete mortgage terms, conditions, and qualification requirements, you must contact one of our approved HomeSteps Financing lenders.
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